AI-powered · Now accepting early access

Stop chasing invoices.
Start collecting.

The AI platform built by a licensed collections agency. Talk to it, and it creates your invoices. It learns your clients, flags the risky ones early, and runs omnichannel follow-ups automatically — so the accounts that used to go to collections simply don't.

Apply for early access → See how it works

app.solvent.io/dashboard

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Total AR Outstanding

$47,200

↑ $3,100 from last month

Days Sales Outstanding

34 days

↑ 3d vs last month

Collection Rate

87.4%

↑ 2.1% this quarter

Cash Forecast (30d)

$31,800

AI estimate · 78% confidence

Client Amount Days out Status Action

Cornerstone Builders

Invoice #441 · Overdue

$4,500

37 days

Overdue

Refer →

Summit HVAC Co.

Invoice #442 · Pending

$1,875

8 days

On time

Green Ridge Landscaping

Invoice #429 · Collections

$2,350

91 days

In collections

Metro Property Group

Invoice #443 · Pending

$6,200

14 days

Sent today

The real cost

What chasing invoices
is actually costing you.

You didn't build a business to spend your week on collections calls and awkward reminder emails. But here's what the numbers actually look like.

390hrs

Hours per year on AR admin

The average service business owner spends 7.5 hrs per week manually sending reminders, chasing clients, reconciling payments, and figuring out their real cash position.

2.5%

Revenue written off annually

The average service business writes off 1.5–4% of revenue as bad debt every year. On $1M in revenue, that's up to $40K in collectable money you're leaving on the table.

What your current tool does when they won't pay

QuickBooks, BILL, BillerGenie — every existing AR tool stops at email reminders. When a client ghosts you or flat-out refuses, you're completely on your own.

Where every other tool fails you

Feature	QuickBooks	BILL	BillerGenie	Solvent
Invoice creation + email delivery	✓	✓	✓	✓
Automated email reminders	partial	✓	✓	✓
Automated SMS follow-ups	—	—	—	✓
Ringless voicemail drops	—	—	—	✓
AI-written follow-up copy	—	—	—	✓
Full AR dashboard (DSO, aging, cash flow)	basic	basic	basic	✓ full suite
Answer for when they flat-out won't pay	—	—	—	✓ 1-click collections
Licensed collections agency built in	—	—	—	✓ our agency

The omnichannel advantage — fewer accounts ever reach collections.
Yes, Solvent is $99/month. But here's what 10+ years running a collections agency taught us: by the time most accounts reached our desk, the client had only ever sent email reminders. Email alone gets a 20–30% open rate. SMS gets a 98% read rate. Ringless voicemail gets a 35% callback rate. The moment you add all three channels to your follow-up sequence, a significant percentage of clients who would have gone to collections simply pay instead — because they finally got the message in a format they couldn't ignore. Solvent doesn't just chase invoices faster. It prevents the write-offs before they happen.

The opportunity cost nobody talks about

390 hours is 16 full working days. What would you actually do with 16 days back?

📈

Close more business

16 days of sales calls instead of invoice follow-ups. That's 3–5 new clients for most service businesses.

🏖️

Actually take a vacation

The AR doesn't stop when you leave. With Solvent, follow-ups run while you're on the beach.

👤

Make your first hire

If you're doing this work yourself, you're not ready for a new employee. Automate first, grow second.

🔧

Do the work you're good at

You started a service business to serve clients — not to be a part-time collections agent. Get back to what you're actually good at.

How it works

From invoice sent
to money collected.

Solvent runs the full AR lifecycle automatically. You send the invoice. We handle everything that comes after.

Create an invoice just by talking to it

Tell Solvent what you did and who you did it for. The AI builds the invoice — line items, amount, net terms, client info — from what you say, using your history to fill the gaps. No form hunting, no typing from scratch. Anomaly detection flags anything unusual before it goes out.

Conversational AI · Smart pre-fill · Anomaly detection

Automated follow-ups run on three channels

Day 3: friendly reminder. Day 10: firm email + SMS + ringless voicemail drop. Day 20: final notice across all three channels. AI writes every message, tone calibrated to the escalation stage. You never manually send a single follow-up.

Email · SMS · Ringless voicemail

Your dashboard knows exactly where every dollar stands

Real-time DSO, aging buckets, collection rate, projected 30-day cash flow, and 8 more metrics. Every Monday at 8am, a plain-English summary of your AR hits your inbox — no jargon, no spreadsheets.

AI cash flow forecast · Monday morning briefing

When someone won't pay — one click, handled

Solvent shows you exactly what you'll recover at the current contingency rate before you commit. One click sends the complete case — all invoices, every contact attempt, the full history — directly to our licensed collections team. No vendor search. No starting over.

Pre-calculated recovery · Full intake packet auto-generated

QuickBooks stays in sync, automatically

Invoice created in Solvent appears in QBO. Payment received updates QBO. Collections referral updates QBO. Your books reconcile without you touching them.

Two-way QuickBooks Online sync

This is an AI platform

Not just software.
An AI that learns
your business.

Most AR tools are rule engines — they do what you tell them. Solvent is different. It gets smarter over time, across every client and every industry it touches.

🎙️

Create invoices by talking

Just finished a job? Tell Solvent what you did. It builds the invoice from your words — pulling the client's history, your default rates, and the right net terms automatically. No forms. No typing from scratch. The fastest invoice you've ever sent.

🧠

Risky client detection — before they're late

Solvent builds a payment behavior profile for every client you invoice. Over time, it cross-references patterns across industries and flags clients who match the profile of accounts that go delinquent — before the first payment is even missed. You'll know before you have to chase.

✍️

Every follow-up written by AI

No templates. Every reminder email, SMS, and voicemail script is written fresh — calibrated to the client's name, the invoice amount, the number of days overdue, and the tone required at that stage. Day 3 sounds different from Day 20 because it should.

📊

Industry-wide intelligence

Solvent learns from aggregate, anonymized payment data across every industry it serves — HVAC, roofing, property management, staffing, and more. As the platform grows, every user benefits from patterns the system has seen across thousands of accounts. It gets smarter for everyone.

AI isn't a feature here — it's the operating system. Every part of Solvent runs on it: invoice creation, follow-up copy, cash flow forecasting, risk scoring, collections case briefs. This isn't another invoicing tool that bolted on a "smart" button. It was built AI-first from day one.

The moat nobody else has

Know what you'll
recover — before
you ever refer.

Contingency rate is auto-calculated by debt age the moment you view an invoice. The earlier you refer, the more you keep.

The math: A $5,000 invoice at 37 days overdue returns $4,000 to your business at a 20% rate. That same invoice written off costs you $5,000. Solvent pays for itself the first time it works.

Why no one else can offer this

Running a licensed collections agency requires state licensing, bonding, FDCPA compliance, and years of operational infrastructure. Software companies can't bolt this on. We built Solvent because we are the agency.

Age of debt	Agency fee	You keep	On $5,000
Under 60 days best rate	20%	80%	$4,000
60–90 days	25%	75%	$3,750
91 days – 1 year	27.5%	72.5%	$3,625
1–2 years	30%	70%	$3,500
2–3 years	35%	65%	$3,250
3–5 years	40–50%	50–60%	$2,500–3,000

Why we built this

10 years of collections data
pointed to one problem.

Nexum Group has been a licensed collections agency for over a decade. In that time, we've worked thousands of accounts across HVAC, roofing, property management, staffing, and more.

The pattern was always the same: by the time an account reached us, the business owner had sent one or two email reminders, given up, written it off mentally, and moved on. Nobody had texted. Nobody had called. The debtor had simply been allowed to ignore it.

We built the omnichannel follow-up system internally at Nexum first — to reduce the accounts that even needed to reach collections. It worked. So we turned it into Solvent, added the full AR layer, and made it available to every service business that's been fighting this problem alone.

10+

Years as a licensed collections agency

We're not a software company that added collections as a feature. We're a collections agency that built software to solve a problem we see every day.

98%

SMS read rate vs. 20–30% for email

The single biggest reason accounts go uncollected is that email reminders are easy to ignore. SMS isn't. That's the whole point of the omnichannel approach.

B2B + B2C

Collections coverage for service businesses

Whether your clients are homeowners, property managers, or other businesses — we've collected from them. That's the backstop built into Solvent.

Pricing

One plan. Every feature.
No games.

We don't tier features or charge per seat. $99/month. Everything included.

Solvent — All Features

$99_/month

Per business · 14-day free trial · Card required

Early access

Founder pricing locked
permanently at this rate

AI-powered invoice creation with smart pre-fill and anomaly detection
Omnichannel follow-ups — automated email, SMS, and ringless voicemail
Configurable escalation schedules (automatic or manual approval)
Full AR dashboard — DSO, aging, collection rate, cash flow forecast, and 8 more metrics
Monday morning AI-written AR health summary to your inbox
One-click collections referral with auto-calculated contingency rate
Licensed collections agency backstop — no separate vendor, ever
QuickBooks Online two-way sync
ACH + card payments via Stripe — fees passed at cost, zero markup
Human support via email and in-app chat

Apply for early access →

Early access members keep this price when we raise it.

Get early access

Ready to stop
chasing invoices?

We're onboarding service businesses one at a time. Every early access member gets personal onboarding, direct access to the founding team, and founder pricing locked in permanently.

⚡

Founder pricing, permanently

$99/mo locked forever, even when we raise the price.

🎯

Personal onboarding call

We walk you through setup and your first invoice personally.

📞

Direct access to the founders

You talk to the people building it, not a support ticket queue.

Apply for early access

90 seconds. We review every application personally.

First name

Last name

Business email

Business name

Industry

Invoices per month

Current invoicing tool

Biggest AR headache

✓

You're on the list.

We'll reach out personally. Watch your inbox — you'll hear from us shortly.

— The Solvent team

No credit card to apply. No commitment. Founder pricing locked forever.

Stop chasing invoices.Start collecting.

What chasing invoicesis actually costing you.

From invoice sentto money collected.

Not just software.An AI that learnsyour business.

Know what you'llrecover — beforeyou ever refer.

Built for service businessesthat get paid after the job.

10 years of collections datapointed to one problem.

One plan. Every feature.No games.

Ready to stopchasing invoices?